What is a Special Needs Trust?

Planning for the future is not just important—it’s essential. Planning for your child with special needs can secure your child’s financial future while protecting their critical benefits.

Without a properly established trust, even a modest inheritance or financial gift can unintentionally disqualify an individual from government programs such as Medicaid or Supplemental Security Income (SSI).

A Supplemental Needs Trust (Special Needs Trust) allows funds to be set aside for your loved one without being counted against these limits. This means they can continue receiving essential services while also benefiting from additional financial support. The trust can be used to enhance their quality of life—covering expenses like therapies, education, recreational activities, and personal needs that government benefits do not provide.

Equally important, a trust ensures that funds are managed responsibly. By appointing a trustee, you create a structured plan for how money is distributed and used, protecting your loved one. A Supplemental Needs Trust provides a parent with peace of mind. It allows you to put a clear plan in place today for your loved one’s tomorrow, ensuring continuity of care, stability, and dignity, even when you’re no longer able to oversee things yourself.

Planning ahead may feel overwhelming, but taking this step can make all the difference. A Special Needs Trust isn’t just a financial tool—it’s a safeguard for your loved one’s future.

Reach out to us at The Moskowitz Legal Group to protect your child’s benefits today.